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Credit Card Act of 2009

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Your Clean Credit Fix "News"

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Credit Repair Law & Regulation Links:

The Fair Credit Reporting Act (FCRA)

The Credit Repair Organizations Act (CROA)

The Fair Credit Billing Act (FCBA)

The Fair Debt Collection Practices Act (FDCPA)

The Truth In Lending Act

Credit Report & Monitoring Services:

Free Annual Credit Report (Free)

My Fico (Paid)

True Credit (Paid)

Free Credit Report (Paid)

Helpful Links:

The Federal Trade Commission

Better Business Bureau

Equifax

Transunion

Experian

The 3 main credit repository addresses ARE current.

Trans Union

P.O. Box 1000

Chester, PA 19022

1-800-888-4213

Equifax

P.O. Box 740241

Atlanta, GA 30374-0241

1-800-997-2493

Experian

P.O. Box 2104

Allen, TX 75013-2104

1-888-397-3742

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